Investment Planning

Investment Planning is the process of matching your financial goals and objectives with your financial resources.

Helping clients to create their Investment Policy Statement (IPS) based on client risk tolerance and return objectives in order to allocate investments in the most suitable instruments (bank deposits – bonds – equities), hence achieving the target return (periodic income – capital appreciation

Insurance Planning

The existence of risk is a source of discomfort to most people, and the uncertainty accompanying it causes anxiety and worry. Insurance planning is to protect yourself, your family and loved ones, your home, your assets, or your business against unexpected events

Insurance Planning is the process of analyzing what types of insurance is needed for the protection of a person’s assets and ability to create assets; that includes evaluating risks and determining the proper insurance coverage to mitigate those risks such as life, health, home and car insurance.

Retirement Planning

Retirement Planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement Planning includes identifying sources of income, estimating expenses, implementing a savings program, and managing assets and risk.

Retirement planning is ideally a life-long process. You can start at any time, but it works best if you factor it into your financial planning from the beginning. That’s the best way to ensure a safe, secure and fun retirement.